Assets earmarked for retirement in OECD member countries
Understand the foundations of saving today and preparing for tomorrow.
Retirement raises questions about time, access to funds and financial resilience. We help explain savings accounts, retirement structures and capital allocation concepts, so the questions become easier to organise and discuss with an appropriately licensed adviser.
Explore our work
THE RETIREMENT LANDSCAPE
A global commitment
to the years ahead.
Of that total, assets held by pension providers
Of that total, assets in public pension reserve funds
Source: OECD, Pension Markets in Focus 2025 ↗ · End-2024 data · USD
Industry context only. These figures are not assets managed by Vident Group.
WHAT WE EXAMINE
The building blocks
of a longer-term view.
A useful discussion starts with how the different pieces fit together, rather than with a product.
01Savings & access
We explain how account structures, withdrawal conditions, interest, fees and currency exposure affect the way savings accounts work. Liquidity and access to cash form part of the discussion, alongside questions about applicable deposit-protection arrangements.
02Retirement structures
We explore the general differences between personal and workplace arrangements, contributions, access conditions and retirement income concepts. The rules depend on the country and the account, so the relevant documents and local professional questions matter.
03Account diversification
We discuss concentration across institutions, account types and currencies, and explain why spreading accounts can introduce both benefits and complexity. Discussions cover concepts rather than choosing providers or prescribing a personal allocation.
04Time, inflation & capital allocation
We explain how time horizons, inflation and uncertainty affect long-term thinking. Illustrative scenarios can explore the relationship between contributions, access needs and purchasing power, with assumptions made visible.
FROM QUESTION TO CLARITY
Bring structure
to the conversation.
Our role is to make the information more understandable and the next questions more precise.
- A clear summary of the topics and account information discussed
- Illustrative scenarios with stated assumptions
- Questions about access, fees, protection and long-term needs
- An organised brief to discuss with a licensed adviser
Educational consulting only. We do not recommend accounts or investments, provide a personal retirement plan or manage money.